A Travel Credit Card Built for Explorers
If travel is more than an occasional plan for you, the Scapia Federal Bank Credit Card is designed to fit that lifestyle perfectly. It turns everyday spending into travel rewards, removes unnecessary fees, and keeps everything simple with a fully digital onboarding process through the Scapia app.
No paperwork. No annual charges. Just real benefits for people who love to move.
Why Scapia Stands Out
Most credit cards talk about rewards. Scapia actually makes them usable—especially for travelers.
Key Benefits at a Glance
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No Joining & Annual Fees
Zero cost to own the card. No hidden conditions. -
Unlimited Domestic Lounge Access
Enjoy lounge access across India (subject to minimum spend criteria). -
10% Rewards on Every Spend
Earn rewards in the form of coins that can be redeemed for travel. -
20% Rewards on Travel Bookings
Extra rewards on flights and hotels booked via the Scapia app. -
Zero Forex Markup Fee
Spend internationally without worrying about extra forex charges. -
100% Digital & Paperless Process
Apply, manage, and repay—all inside the app. -
Instant In-App Repayment & Card Controls
Track spends, set limits, and manage permissions easily.
Who Should Apply for the Scapia Credit Card?
This card is ideal if you:
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Travel frequently (or plan to)
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Spend online and want rewards that actually matter
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Use international transactions and want to avoid forex markup
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Prefer lifetime free credit cards
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Want a fast, app-based application with minimal effort
Eligibility Criteria
Salaried Applicants
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Age: 21 to 65 years
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Credit Score: 730+
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Documents:
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Identity Proof: PAN, Aadhaar, Passport, Voter ID, Driving Licence, etc.
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Address Proof: Aadhaar, Passport, Utility Bill, Rental Agreement, etc.
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Self-Employed Applicants
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Age: 25 to 65 years
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Credit Score: 730+
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Documents:
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Valid identity and address proof (same as salaried criteria)
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Note:
You must be an Indian resident and should not already have an existing credit card, savings account, or personal loan with Federal Bank.
How to Apply – Simple 6-Step Process
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Click the application link and start your journey
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Verify your email and complete soft approval
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Enter basic details and authorize CIBIL check
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Check your eligible credit limit instantly
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Complete Aadhaar-based e-KYC and video KYC
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Activate your card and receive it within 2–5 working days
Everything happens digitally—no branch visits required.
Fees & Charges
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Joining Fee: ₹0
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Annual Fee: ₹0
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Hidden Charges: None
That’s it. What you see is what you get.
Final Verdict
The Scapia Federal Bank Credit Card is a strong choice if you want a lifetime-free travel credit card with meaningful rewards, unlimited lounge access, and zero forex markup. It’s clean, digital, and designed for people who value experiences over complicated reward structures.
If you love traveling and want your card to keep up—Scapia is worth applying for.
👉 Apply now and start turning everyday spends into unforgettable journeys.
