ScoreUp: Features, Eligibility, Fees & How It Helps Improve Your Credit Score
A low or unclear credit score can quietly block financial opportunities—loan rejections, higher interest rates, or credit card declines often trace back to it. ScoreUp is designed for individuals who want to understand, track, and actively improve their credit score, even if they are starting with no score or a low score.
Instead of guesswork, ScoreUp focuses on clarity, guidance, and measurable improvement.
Who Is ScoreUp For?
ScoreUp is built for people who face common credit-related challenges but don’t always know where to start.
Target Customers
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Individuals with low or NA credit score
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People unaware of what’s impacting their credit report
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Applicants facing loan or credit card rejections
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Users paying high interest rates due to weak credit history
Eligibility Snapshot
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Age: 18 to 65 years
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Credit Score: NA or low credit score holders are eligible
There’s no requirement to already have a strong credit profile—ScoreUp is meant to help build or repair one.
Key Features of ScoreUp
1. Instant Credit Score Check
Users can check their credit score instantly, powered by RBI-approved credit bureaus, ensuring accuracy and reliability.
2. Improve Loan & Credit Card Eligibility
By understanding what affects your score and following the improvement plan, ScoreUp helps users become more eligible for loans and credit cards over time.
3. Personalised Video Guidance Plan
Instead of generic advice, users receive a step-by-step personalised video plan explaining:
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What’s hurting the score
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What actions to take
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How long improvements may take
This makes credit improvement easier to follow and apply.
4. Detailed Credit Report
ScoreUp provides a full account-wise credit report, helping users clearly see:
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Active loans and credit cards
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Payment behaviour
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Credit utilisation patterns
5. Track & Monitor Progress
Users can monitor their credit score and loan accounts monthly, making it easier to track improvements and stay disciplined.
Documents Required
Getting started with ScoreUp is simple. You only need one of the following:
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Aadhaar number, or
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Mobile number registered with your bank
No physical documents or paperwork are required.
Fees & Charges
ScoreUp offers an affordable entry point for users who want to test the service before committing.
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Trial Fee: ₹3
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Subscription Fee: ₹99 per month
This gives access to credit reports, guidance, and ongoing monitoring.
Why Choose ScoreUp?
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Designed for users with low or no credit score
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Instant credit score check
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Clear, personalised improvement guidance
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Monthly tracking and monitoring
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Simple onboarding with minimal details
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Affordable pricing
Get Started with ScoreUp Through Us
Many users struggle to interpret credit reports or follow the right steps consistently. Applying through a service provider ensures you receive proper guidance, setup support, and clarity from day one.
If you want to check your credit score or start improving it using ScoreUp, you can apply through our services. We’ll help you understand the process and get started smoothly.
For help or enquiries, please contact us using the phone numbers mentioned on our website.
